Call reports 2015
PEOPLES BANK OF MACON — 2015
What PEOPLES BANK OF MACON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 21,302,000 | 20,756,000 | 22,922,000 | 20,206,000 |
| Total loans | 8,174,000 | 8,052,000 | 7,217,000 | 7,436,000 |
| Allowance for loan losses | 81,000 | 80,000 | 80,000 | 80,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,331,000 | 9,400,000 | 9,806,000 | 9,704,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,868,000 | 17,298,000 | 19,435,000 | 16,718,000 |
| Interest-bearing deposits | 13,352,000 | 12,943,000 | 15,278,000 | 13,409,000 |
| Noninterest-bearing deposits | 4,516,000 | 4,355,000 | 4,157,000 | 3,309,000 |
| Equity capital | 2,813,000 | 2,837,000 | 2,860,000 | 2,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 134,000 | 275,000 | 413,000 | 551,000 |
| Interest expense | 7,000 | 14,000 | 20,000 | 29,000 |
| Net interest income | 127,000 | 261,000 | 393,000 | 522,000 |
| Noninterest income | 13,000 | 20,000 | 29,000 | 38,000 |
| Noninterest expense | 116,000 | 229,000 | 344,000 | 464,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 24,000 | 52,000 | 78,000 | 96,000 |
| Income tax | 4,000 | 7,000 | 11,000 | 13,000 |
| Net income | 20,000 | 45,000 | 67,000 | 83,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,813,000 | 2,837,000 | 2,860,000 | 2,803,000 |
| Total capital | 2,894,000 | 2,917,000 | 2,940,000 | 2,883,000 |
| Risk-weighted assets | 9,831,000 | 10,037,000 | 9,165,000 | 8,649,000 |