Call reports 2014
PEOPLES BANK OF MACON — 2014
What PEOPLES BANK OF MACON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 20,324,000 | 19,723,000 | 19,115,000 | 21,274,000 |
| Total loans | 7,114,000 | 6,763,000 | 7,174,000 | 7,829,000 |
| Allowance for loan losses | 81,000 | 81,000 | 81,000 | 81,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,806,000 | 8,500,000 | 8,493,000 | 8,726,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,185,000 | 16,565,000 | 15,933,000 | 18,087,000 |
| Interest-bearing deposits | 13,341,000 | 12,946,000 | 12,423,000 | 14,220,000 |
| Noninterest-bearing deposits | 3,844,000 | 3,619,000 | 3,510,000 | 3,867,000 |
| Equity capital | 2,794,000 | 2,816,000 | 2,834,000 | 2,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 140,000 | 276,000 | 412,000 | 546,000 |
| Interest expense | 8,000 | 15,000 | 22,000 | 30,000 |
| Net interest income | 132,000 | 261,000 | 390,000 | 516,000 |
| Noninterest income | 15,000 | 25,000 | 33,000 | 42,000 |
| Noninterest expense | 129,000 | 243,000 | 356,000 | 471,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 18,000 | 43,000 | 67,000 | 87,000 |
| Income tax | 4,000 | 9,000 | 15,000 | 16,000 |
| Net income | 14,000 | 34,000 | 52,000 | 71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,794,000 | 2,816,000 | 2,834,000 | 2,793,000 |
| Total capital | 2,875,000 | 2,897,000 | 2,915,000 | 2,874,000 |
| Risk-weighted assets | 8,984,000 | 8,419,000 | 8,661,000 | 9,634,000 |