Call reports 2013
PEOPLES BANK OF MACON — 2013
What PEOPLES BANK OF MACON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 20,249,000 | 18,616,000 | 18,849,000 | 21,811,000 |
| Total loans | 6,763,000 | 6,760,000 | 7,189,000 | 7,580,000 |
| Allowance for loan losses | 81,000 | 81,000 | 81,000 | 81,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,219,000 | 9,011,000 | 8,703,000 | 8,695,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,206,000 | 15,570,000 | 15,786,000 | 18,748,000 |
| Interest-bearing deposits | 13,377,000 | 12,915,000 | 12,849,000 | 15,527,000 |
| Noninterest-bearing deposits | 3,829,000 | 2,655,000 | 2,937,000 | 3,221,000 |
| Equity capital | 2,790,000 | 2,802,000 | 2,816,000 | 2,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 136,000 | 279,000 | 420,000 | 564,000 |
| Interest expense | 7,000 | 16,000 | 22,000 | 31,000 |
| Net interest income | 129,000 | 263,000 | 398,000 | 533,000 |
| Noninterest income | 16,000 | 28,000 | 38,000 | 47,000 |
| Noninterest expense | 129,000 | 260,000 | 389,000 | 521,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 16,000 | 31,000 | 47,000 | 59,000 |
| Income tax | 3,000 | 6,000 | 6,000 | 6,000 |
| Net income | 13,000 | 25,000 | 41,000 | 53,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,790,000 | 2,802,000 | 2,816,000 | 2,781,000 |
| Total capital | 2,871,000 | 2,883,000 | 2,897,000 | 2,862,000 |
| Risk-weighted assets | 8,477,000 | 8,787,000 | 8,655,000 | 9,470,000 |