Call reports 2012
PEOPLES BANK OF MACON — 2012
What PEOPLES BANK OF MACON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 19,337,000 | 18,646,000 | 20,065,000 | 19,444,000 |
| Total loans | 7,534,000 | 7,305,000 | 6,893,000 | 6,839,000 |
| Allowance for loan losses | 81,000 | 81,000 | 81,000 | 81,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,894,000 | 8,192,000 | 7,986,000 | 8,198,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,284,000 | 15,581,000 | 16,979,000 | 16,359,000 |
| Interest-bearing deposits | 13,328,000 | 12,873,000 | 13,462,000 | 13,138,000 |
| Noninterest-bearing deposits | 2,956,000 | 2,708,000 | 3,517,000 | 3,221,000 |
| Equity capital | 2,792,000 | 2,810,000 | 2,826,000 | 2,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 159,000 | 314,000 | 463,000 | 608,000 |
| Interest expense | 14,000 | 27,000 | 38,000 | 46,000 |
| Net interest income | 145,000 | 287,000 | 425,000 | 562,000 |
| Noninterest income | 16,000 | 27,000 | 38,000 | 48,000 |
| Noninterest expense | 128,000 | 258,000 | 387,000 | 514,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 33,000 | 56,000 | 76,000 | 96,000 |
| Income tax | 7,000 | 12,000 | 16,000 | 19,000 |
| Net income | 26,000 | 44,000 | 60,000 | 77,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,792,000 | 2,810,000 | 2,826,000 | 2,776,000 |
| Total capital | 2,873,000 | 2,891,000 | 2,907,000 | 2,857,000 |
| Risk-weighted assets | 8,758,000 | 8,486,000 | 8,470,000 | 8,292,000 |