Call reports 2011
PEOPLES BANK OF MACON — 2011
What PEOPLES BANK OF MACON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 18,421,000 | 17,775,000 | 19,653,000 | 18,805,000 |
| Total loans | 7,056,000 | 7,596,000 | 7,413,000 | 7,456,000 |
| Allowance for loan losses | 83,000 | 83,000 | 83,000 | 81,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,750,000 | 8,245,000 | 7,641,000 | 7,991,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,148,000 | 14,485,000 | 16,330,000 | 15,473,000 |
| Interest-bearing deposits | 12,099,000 | 11,945,000 | 13,692,000 | 12,915,000 |
| Noninterest-bearing deposits | 3,049,000 | 2,540,000 | 2,638,000 | 2,558,000 |
| Equity capital | 2,782,000 | 2,807,000 | 2,834,000 | 2,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 167,000 | 340,000 | 512,000 | 682,000 |
| Interest expense | 24,000 | 45,000 | 67,000 | 85,000 |
| Net interest income | 143,000 | 295,000 | 445,000 | 597,000 |
| Noninterest income | 16,000 | 26,000 | 38,000 | 49,000 |
| Noninterest expense | 126,000 | 257,000 | 387,000 | 514,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 33,000 | 64,000 | 96,000 | 132,000 |
| Income tax | 5,000 | 11,000 | 16,000 | 24,000 |
| Net income | 28,000 | 53,000 | 80,000 | 108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,782,000 | 2,807,000 | 2,834,000 | 2,766,000 |
| Total capital | 2,865,000 | 2,890,000 | 2,917,000 | 2,847,000 |
| Risk-weighted assets | 8,115,000 | 8,478,000 | 8,742,000 | 7,988,000 |