Call reports 2005
PEOPLES BANK OF MACON — 2005
What PEOPLES BANK OF MACON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 17,063,000 | 16,318,000 | 16,893,000 | 16,381,000 |
| Total loans | 8,187,000 | 7,936,000 | 8,394,000 | 8,025,000 |
| Allowance for loan losses | 102,000 | 102,000 | 100,000 | 98,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,442,000 | 7,641,000 | 7,090,000 | 7,219,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,774,000 | 13,018,000 | 13,400,000 | 13,176,000 |
| Interest-bearing deposits | 11,735,000 | 11,069,000 | 10,851,000 | 11,173,000 |
| Noninterest-bearing deposits | 2,039,000 | 1,949,000 | 2,549,000 | 2,003,000 |
| Equity capital | 2,646,000 | 2,688,000 | 2,725,000 | 2,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 202,000 | 410,000 | 619,000 | 833,000 |
| Interest expense | 44,000 | 89,000 | 137,000 | 189,000 |
| Net interest income | 158,000 | 321,000 | 482,000 | 644,000 |
| Noninterest income | 18,000 | 34,000 | 53,000 | 71,000 |
| Noninterest expense | 126,000 | 252,000 | 377,000 | 497,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 50,000 | 103,000 | 158,000 | 218,000 |
| Income tax | 11,000 | 23,000 | 40,000 | 59,000 |
| Net income | 39,000 | 80,000 | 118,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,646,000 | 2,688,000 | 2,725,000 | 2,652,000 |
| Total capital | 2,748,000 | 2,790,000 | 2,825,000 | 2,750,000 |
| Risk-weighted assets | 8,582,000 | 8,293,000 | 8,498,000 | 8,158,000 |
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