Call reports 2004
PEOPLES BANK OF MACON — 2004
What PEOPLES BANK OF MACON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 16,615,000 | 16,709,000 | 17,568,000 | 17,287,000 |
| Total loans | 7,739,000 | 8,131,000 | 8,270,000 | 8,475,000 |
| Allowance for loan losses | 102,000 | 102,000 | 102,000 | 102,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,469,000 | 7,467,000 | 6,964,000 | 7,048,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,413,000 | 13,467,000 | 14,282,000 | 13,956,000 |
| Interest-bearing deposits | 11,063,000 | 11,424,000 | 12,066,000 | 11,606,000 |
| Noninterest-bearing deposits | 2,351,000 | 2,043,000 | 2,217,000 | 2,350,000 |
| Equity capital | 2,615,000 | 2,650,000 | 2,684,000 | 2,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 193,000 | 385,000 | 583,000 | 782,000 |
| Interest expense | 48,000 | 92,000 | 136,000 | 182,000 |
| Net interest income | 145,000 | 293,000 | 447,000 | 600,000 |
| Noninterest income | 19,000 | 35,000 | 49,000 | 65,000 |
| Noninterest expense | 121,000 | 240,000 | 362,000 | 484,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 43,000 | 88,000 | 134,000 | 181,000 |
| Income tax | 8,000 | 17,000 | 29,000 | 42,000 |
| Net income | 35,000 | 71,000 | 105,000 | 139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,615,000 | 2,650,000 | 2,684,000 | 2,607,000 |
| Total capital | 2,717,000 | 2,752,000 | 2,786,000 | 2,709,000 |
| Risk-weighted assets | 8,292,000 | 8,680,000 | 8,871,000 | 8,852,000 |
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