Call reports 2003
PEOPLES BANK OF MACON — 2003
What PEOPLES BANK OF MACON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 15,739,000 | 16,527,000 | 16,254,000 | 16,692,000 |
| Total loans | 8,031,000 | 7,828,000 | 7,864,000 | 7,982,000 |
| Allowance for loan losses | 102,000 | 102,000 | 102,000 | 102,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,789,000 | 6,342,000 | 7,328,000 | 7,471,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,733,000 | 13,464,000 | 13,073,000 | 13,533,000 |
| Interest-bearing deposits | 10,936,000 | 11,628,000 | 11,456,000 | 11,604,000 |
| Noninterest-bearing deposits | 1,797,000 | 1,836,000 | 1,618,000 | 1,929,000 |
| Equity capital | 2,547,000 | 2,574,000 | 2,604,000 | 2,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 208,000 | 407,000 | 604,000 | 803,000 |
| Interest expense | 55,000 | 110,000 | 158,000 | 209,000 |
| Net interest income | 153,000 | 297,000 | 446,000 | 594,000 |
| Noninterest income | 19,000 | 33,000 | 47,000 | 62,000 |
| Noninterest expense | 123,000 | 244,000 | 366,000 | 492,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 49,000 | 86,000 | 127,000 | 164,000 |
| Income tax | 10,000 | 20,000 | 31,000 | 32,000 |
| Net income | 39,000 | 66,000 | 96,000 | 132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,547,000 | 2,574,000 | 2,604,000 | 2,579,000 |
| Total capital | 2,649,000 | 2,676,000 | 2,706,000 | 2,681,000 |
| Risk-weighted assets | 8,476,000 | 8,324,000 | 8,390,000 | 8,510,000 |
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