Call reports 2026
HERITAGE BANK — 2026
What HERITAGE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 335,781,000 | 324,903,000 |
| Total loans | 235,230,000 | 237,954,000 |
| Allowance for loan losses | 3,134,000 | 3,225,000 |
| Securities available for sale | 48,748,000 | 45,569,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 244,912,000 | 278,620,000 |
| Interest-bearing deposits | 192,714,000 | 228,552,000 |
| Noninterest-bearing deposits | 52,198,000 | 50,068,000 |
| Equity capital | 35,154,000 | 36,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,832,000 | 9,880,000 |
| Interest expense | 1,539,000 | 3,166,000 |
| Net interest income | 3,293,000 | 6,714,000 |
| Noninterest income | 104,000 | 211,000 |
| Noninterest expense | 1,748,000 | 3,714,000 |
| Provision for loan losses | 120,000 | 219,000 |
| Pretax income | 1,529,000 | 2,972,000 |
| Income tax | 78,000 | 156,000 |
| Net income | 1,451,000 | 2,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 29,772,000 | 30,859,000 |
| Total capital | 32,906,000 | 33,834,000 |
| Risk-weighted assets | 266,063,000 | 237,627,000 |