Call reports 2019
HERITAGE BANK — 2019
What HERITAGE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 59,549,000 | 60,752,000 | 60,553,000 | 64,334,000 |
| Total loans | 47,820,000 | 47,950,000 | 48,165,000 | 51,225,000 |
| Allowance for loan losses | 549,000 | 557,000 | 557,000 | 524,000 |
| Securities available for sale | 2,888,000 | 3,097,000 | 3,099,000 | 3,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,291,000 | 49,785,000 | 49,909,000 | 53,534,000 |
| Interest-bearing deposits | 43,414,000 | 43,320,000 | 43,419,000 | 46,794,000 |
| Noninterest-bearing deposits | 6,877,000 | 6,465,000 | 6,490,000 | 6,740,000 |
| Equity capital | 6,132,000 | 6,185,000 | 6,215,000 | 6,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 728,000 | 1,478,000 | 2,225,000 | 2,991,000 |
| Interest expense | 160,000 | 327,000 | 507,000 | 692,000 |
| Net interest income | 568,000 | 1,151,000 | 1,718,000 | 2,299,000 |
| Noninterest income | 13,000 | 28,000 | 43,000 | 60,000 |
| Noninterest expense | 516,000 | 1,031,000 | 1,548,000 | 2,028,000 |
| Provision for loan losses | 4,000 | 12,000 | 18,000 | 30,000 |
| Pretax income | 61,000 | 136,000 | 195,000 | 301,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 61,000 | 136,000 | 195,000 | 301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,132,000 | 6,179,000 | 6,211,000 | 6,288,000 |
| Total capital | 6,677,000 | 6,723,000 | 6,757,000 | 6,812,000 |
| Risk-weighted assets | 43,461,000 | 43,514,000 | 43,668,000 | 49,488,000 |