Call reports 2018
HERITAGE BANK — 2018
What HERITAGE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 56,398,000 | 55,408,000 | 58,103,000 | 60,635,000 |
| Total loans | 44,545,000 | 44,791,000 | 46,998,000 | 47,262,000 |
| Allowance for loan losses | 543,000 | 543,000 | 543,000 | 545,000 |
| Securities available for sale | 2,740,000 | 2,832,000 | 2,838,000 | 2,930,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,320,000 | 46,946,000 | 47,639,000 | 50,249,000 |
| Interest-bearing deposits | 43,437,000 | 41,846,000 | 41,802,000 | 45,015,000 |
| Noninterest-bearing deposits | 5,883,000 | 5,100,000 | 5,837,000 | 5,234,000 |
| Equity capital | 5,961,000 | 6,012,000 | 6,050,000 | 6,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 613,000 | 1,247,000 | 1,901,000 | 2,620,000 |
| Interest expense | 77,000 | 176,000 | 290,000 | 427,000 |
| Net interest income | 536,000 | 1,071,000 | 1,611,000 | 2,193,000 |
| Noninterest income | -181,000 | -150,000 | -137,000 | -120,000 |
| Noninterest expense | 492,000 | 981,000 | 1,471,000 | 2,000,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -137,000 | -60,000 | 3,000 | 73,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -137,000 | -60,000 | 3,000 | 73,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,969,000 | 6,019,000 | 6,055,000 | 6,097,000 |
| Total capital | 6,462,000 | 6,523,000 | 6,577,000 | 6,626,000 |
| Risk-weighted assets | 39,435,000 | 40,262,000 | 41,747,000 | 42,324,000 |