Call reports 2017
HERITAGE BANK — 2017
What HERITAGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 52,686,000 | 53,681,000 | 55,417,000 | 55,743,000 |
| Total loans | 41,954,000 | 42,872,000 | 45,438,000 | 44,634,000 |
| Allowance for loan losses | 716,000 | 722,000 | 561,000 | 531,000 |
| Securities available for sale | 2,350,000 | 2,797,000 | 2,796,000 | 2,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,464,000 | 46,012,000 | 45,928,000 | 48,454,000 |
| Interest-bearing deposits | 38,244,000 | 39,793,000 | 40,482,000 | 43,263,000 |
| Noninterest-bearing deposits | 5,220,000 | 6,219,000 | 5,446,000 | 5,191,000 |
| Equity capital | 5,960,000 | 6,026,000 | 6,090,000 | 6,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 541,000 | 1,118,000 | 1,730,000 | 2,340,000 |
| Interest expense | 81,000 | 156,000 | 235,000 | 314,000 |
| Net interest income | 460,000 | 962,000 | 1,495,000 | 2,026,000 |
| Noninterest income | 28,000 | 58,000 | 73,000 | 54,000 |
| Noninterest expense | 442,000 | 908,000 | 1,394,000 | 1,929,000 |
| Provision for loan losses | 0 | 0 | 0 | -43,000 |
| Pretax income | 46,000 | 112,000 | 174,000 | 194,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 46,000 | 112,000 | 174,000 | 194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,964,000 | 6,031,000 | 6,090,000 | 6,113,000 |
| Total capital | 6,444,000 | 6,515,000 | 6,598,000 | 6,613,000 |
| Risk-weighted assets | 38,182,000 | 38,493,000 | 40,587,000 | 39,958,000 |