Call reports 2016
FIRST AMERICAN STATE BANK — 2016
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 29,316,000 | 29,168,000 | 27,308,000 |
| Total loans | 8,912,000 | 9,481,000 | 10,974,000 |
| Allowance for loan losses | 615,000 | 757,000 | 897,000 |
| Securities available for sale | 8,757,000 | 9,406,000 | 8,812,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 25,550,000 | 25,378,000 | 23,544,000 |
| Interest-bearing deposits | 22,517,000 | 22,412,000 | 20,979,000 |
| Noninterest-bearing deposits | 3,033,000 | 2,966,000 | 2,565,000 |
| Equity capital | 3,398,000 | 3,370,000 | 3,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 320,000 | 667,000 | 1,074,000 |
| Interest expense | 14,000 | 27,000 | 40,000 |
| Net interest income | 306,000 | 640,000 | 1,034,000 |
| Noninterest income | 120,000 | 262,000 | 425,000 |
| Noninterest expense | 288,000 | 551,000 | 864,000 |
| Provision for loan losses | 175,000 | 441,000 | 737,000 |
| Pretax income | -37,000 | -90,000 | -142,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -37,000 | -90,000 | -142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 3,274,000 | 3,220,000 | 3,168,000 |
| Total capital | 3,443,000 | 3,394,000 | 3,352,000 |
| Risk-weighted assets | 13,012,000 | 13,323,000 | 13,978,000 |