Call reports 2015
FIRST AMERICAN STATE BANK — 2015
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 32,649,000 | 31,608,000 | 28,785,000 | 28,606,000 |
| Total loans | 4,641,000 | 7,623,000 | 9,082,000 | 9,789,000 |
| Allowance for loan losses | 148,000 | 249,000 | 397,000 | 544,000 |
| Securities available for sale | 9,231,000 | 10,200,000 | 9,684,000 | 9,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,886,000 | 27,883,000 | 24,976,000 | 24,790,000 |
| Interest-bearing deposits | 23,760,000 | 23,463,000 | 21,987,000 | 21,309,000 |
| Noninterest-bearing deposits | 5,126,000 | 4,420,000 | 2,989,000 | 3,481,000 |
| Equity capital | 3,609,000 | 3,464,000 | 3,407,000 | 3,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 134,000 | 288,000 | 517,000 | 833,000 |
| Interest expense | 15,000 | 30,000 | 45,000 | 59,000 |
| Net interest income | 119,000 | 258,000 | 472,000 | 774,000 |
| Noninterest income | 27,000 | 127,000 | 228,000 | 290,000 |
| Noninterest expense | 195,000 | 413,000 | 669,000 | 907,000 |
| Provision for loan losses | 0 | 101,000 | 260,000 | 460,000 |
| Pretax income | -49,000 | -129,000 | -229,000 | -303,000 |
| Income tax | 120,000 | 120,000 | 120,000 | 14,000 |
| Net income | -169,000 | -249,000 | -349,000 | -317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,459,000 | 3,379,000 | 3,279,000 | 3,310,000 |
| Total capital | 3,587,000 | 3,537,000 | 3,452,000 | 3,491,000 |
| Risk-weighted assets | 10,312,000 | 12,525,000 | 13,572,000 | 14,077,000 |