Call reports 2014
FIRST AMERICAN STATE BANK — 2014
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 31,753,000 | 30,137,000 | 28,245,000 | 27,865,000 |
| Total loans | 5,970,000 | 6,383,000 | 5,891,000 | 6,238,000 |
| Allowance for loan losses | 148,000 | 148,000 | 148,000 | 148,000 |
| Securities available for sale | 18,052,000 | 10,315,000 | 9,876,000 | 9,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,910,000 | 27,055,000 | 25,175,000 | 24,875,000 |
| Interest-bearing deposits | 26,021,000 | 24,518,000 | 23,009,000 | 22,038,000 |
| Noninterest-bearing deposits | 2,889,000 | 2,537,000 | 2,166,000 | 2,837,000 |
| Equity capital | 2,773,000 | 2,915,000 | 2,879,000 | 2,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 205,000 | 374,000 | 524,000 | 666,000 |
| Interest expense | 20,000 | 39,000 | 58,000 | 73,000 |
| Net interest income | 185,000 | 335,000 | 466,000 | 593,000 |
| Noninterest income | 39,000 | 61,000 | 98,000 | 125,000 |
| Noninterest expense | 179,000 | 358,000 | 542,000 | 731,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 45,000 | 69,000 | 53,000 | 18,000 |
| Income tax | 0 | 0 | 0 | -22,000 |
| Net income | 45,000 | 69,000 | 53,000 | 40,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,782,000 | 2,806,000 | 2,790,000 | 2,776,000 |
| Total capital | 2,930,000 | 2,934,000 | 2,909,000 | 2,897,000 |
| Risk-weighted assets | 12,961,000 | 10,232,000 | 9,467,000 | 9,636,000 |