Call reports 2013
FIRST AMERICAN STATE BANK — 2013
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 31,064,000 | 31,117,000 | 30,001,000 | 28,933,000 |
| Total loans | 6,167,000 | 6,184,000 | 6,450,000 | 6,477,000 |
| Allowance for loan losses | 148,000 | 148,000 | 148,000 | 148,000 |
| Securities available for sale | 19,425,000 | 20,935,000 | 20,659,000 | 18,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,761,000 | 28,489,000 | 25,882,000 | 26,312,000 |
| Interest-bearing deposits | 24,714,000 | 25,157,000 | 23,540,000 | 22,988,000 |
| Noninterest-bearing deposits | 3,047,000 | 3,332,000 | 2,342,000 | 3,324,000 |
| Equity capital | 3,019,000 | 2,561,000 | 2,720,000 | 2,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 188,000 | 383,000 | 592,000 | 807,000 |
| Interest expense | 31,000 | 60,000 | 86,000 | 110,000 |
| Net interest income | 157,000 | 323,000 | 506,000 | 697,000 |
| Noninterest income | 33,000 | 56,000 | 96,000 | 133,000 |
| Noninterest expense | 191,000 | 378,000 | 569,000 | 801,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -1,000 | 1,000 | 33,000 | 117,000 |
| Income tax | 0 | 0 | 0 | 10,000 |
| Net income | -1,000 | 1,000 | 33,000 | 107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,640,000 | 2,641,000 | 2,673,000 | 2,737,000 |
| Total capital | 2,788,000 | 2,789,000 | 2,821,000 | 2,885,000 |
| Risk-weighted assets | 12,546,000 | 13,224,000 | 13,188,000 | 12,885,000 |