Call reports 2012
FIRST AMERICAN STATE BANK — 2012
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 30,892,000 | 30,712,000 | 28,629,000 | 28,742,000 |
| Total loans | 6,324,000 | 5,726,000 | 6,480,000 | 7,707,000 |
| Allowance for loan losses | 148,000 | 148,000 | 148,000 | 148,000 |
| Securities available for sale | 20,620,000 | 21,296,000 | 19,056,000 | 17,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,489,000 | 27,120,000 | 23,803,000 | 24,644,000 |
| Interest-bearing deposits | 24,606,000 | 24,277,000 | 21,208,000 | 21,411,000 |
| Noninterest-bearing deposits | 2,883,000 | 2,843,000 | 2,595,000 | 3,233,000 |
| Equity capital | 3,062,000 | 3,179,000 | 3,334,000 | 3,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 240,000 | 465,000 | 669,000 | 862,000 |
| Interest expense | 45,000 | 83,000 | 118,000 | 152,000 |
| Net interest income | 195,000 | 382,000 | 551,000 | 710,000 |
| Noninterest income | 27,000 | 53,000 | 107,000 | 148,000 |
| Noninterest expense | 199,000 | 382,000 | 568,000 | 803,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 23,000 | 53,000 | 198,000 | 163,000 |
| Income tax | 0 | 0 | 0 | -25,000 |
| Net income | 23,000 | 53,000 | 198,000 | 188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,657,000 | 2,687,000 | 2,833,000 | 2,640,000 |
| Total capital | 2,805,000 | 2,835,000 | 2,981,000 | 2,788,000 |
| Risk-weighted assets | 13,029,000 | 12,405,000 | 12,406,000 | 13,304,000 |