Call reports 2011
FIRST AMERICAN STATE BANK — 2011
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 28,978,000 | 29,267,000 | 28,059,000 | 28,544,000 |
| Total loans | 8,858,000 | 8,334,000 | 7,013,000 | 7,979,000 |
| Allowance for loan losses | 155,000 | 155,000 | 155,000 | 148,000 |
| Securities available for sale | 17,501,000 | 17,162,000 | 17,297,000 | 18,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,148,000 | 26,054,000 | 24,528,000 | 23,697,000 |
| Interest-bearing deposits | 23,872,000 | 23,133,000 | 22,413,000 | 21,499,000 |
| Noninterest-bearing deposits | 2,276,000 | 2,921,000 | 2,115,000 | 2,198,000 |
| Equity capital | 2,702,000 | 2,952,000 | 3,175,000 | 3,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 262,000 | 538,000 | 828,000 | 1,068,000 |
| Interest expense | 67,000 | 133,000 | 189,000 | 239,000 |
| Net interest income | 195,000 | 405,000 | 639,000 | 829,000 |
| Noninterest income | 27,000 | 58,000 | 111,000 | 170,000 |
| Noninterest expense | 198,000 | 395,000 | 585,000 | 814,000 |
| Provision for loan losses | 0 | 0 | 0 | -85,000 |
| Pretax income | 24,000 | 68,000 | 165,000 | 270,000 |
| Income tax | 0 | 0 | 0 | 75,000 |
| Net income | 24,000 | 68,000 | 165,000 | 195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,590,000 | 2,635,000 | 2,731,000 | 2,634,000 |
| Total capital | 2,745,000 | 2,790,000 | 2,886,000 | 2,782,000 |
| Risk-weighted assets | 14,467,000 | 14,063,000 | 12,774,000 | 13,856,000 |