Call reports 2010
FIRST AMERICAN STATE BANK — 2010
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 23,573,000 | 26,368,000 | 26,963,000 | 27,760,000 |
| Total loans | 8,225,000 | 9,338,000 | 9,436,000 | 10,737,000 |
| Allowance for loan losses | 155,000 | 155,000 | 155,000 | 155,000 |
| Securities available for sale | 11,920,000 | 13,959,000 | 15,021,000 | 14,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,696,000 | 23,266,000 | 22,893,000 | 23,342,000 |
| Interest-bearing deposits | 18,855,000 | 21,386,000 | 21,316,000 | 21,252,000 |
| Noninterest-bearing deposits | 1,841,000 | 1,880,000 | 1,577,000 | 2,090,000 |
| Equity capital | 2,691,000 | 2,841,000 | 2,880,000 | 2,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 239,000 | 494,000 | 766,000 | 1,015,000 |
| Interest expense | 73,000 | 155,000 | 236,000 | 312,000 |
| Net interest income | 166,000 | 339,000 | 530,000 | 703,000 |
| Noninterest income | 34,000 | 78,000 | 135,000 | 177,000 |
| Noninterest expense | 205,000 | 395,000 | 599,000 | 813,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -5,000 | 65,000 | 109,000 | 110,000 |
| Income tax | 0 | 0 | 12,000 | 0 |
| Net income | -5,000 | 65,000 | 97,000 | 110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,511,000 | 2,581,000 | 2,613,000 | 2,566,000 |
| Total capital | 2,662,000 | 2,736,000 | 2,768,000 | 2,721,000 |
| Risk-weighted assets | 12,042,000 | 13,882,000 | 14,191,000 | 15,692,000 |