Call reports 2009
FIRST AMERICAN STATE BANK — 2009
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 22,014,000 | 23,379,000 | 23,119,000 | 23,511,000 |
| Total loans | 7,616,000 | 8,380,000 | 8,274,000 | 9,411,000 |
| Allowance for loan losses | 165,000 | 155,000 | 155,000 | 155,000 |
| Securities available for sale | 11,441,000 | 10,968,000 | 10,876,000 | 10,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,268,000 | 20,601,000 | 20,138,000 | 20,688,000 |
| Interest-bearing deposits | 17,519,000 | 18,624,000 | 18,150,000 | 18,211,000 |
| Noninterest-bearing deposits | 1,749,000 | 1,977,000 | 1,988,000 | 2,477,000 |
| Equity capital | 2,549,000 | 2,555,000 | 2,684,000 | 2,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 274,000 | 526,000 | 782,000 | 1,039,000 |
| Interest expense | 94,000 | 181,000 | 267,000 | 348,000 |
| Net interest income | 180,000 | 345,000 | 515,000 | 691,000 |
| Noninterest income | 43,000 | 72,000 | 131,000 | 178,000 |
| Noninterest expense | 188,000 | 358,000 | 548,000 | 758,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | -115,000 | -91,000 | -52,000 | 12,000 |
| Income tax | 0 | 0 | 0 | -16,000 |
| Net income | -115,000 | -91,000 | -52,000 | 28,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,373,000 | 2,397,000 | 2,436,000 | 2,516,000 |
| Total capital | 2,515,000 | 2,528,000 | 2,586,000 | 2,671,000 |
| Risk-weighted assets | 11,349,000 | 12,210,000 | 11,960,000 | 13,109,000 |