Call reports 2008
FIRST AMERICAN STATE BANK — 2008
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 21,788,000 | 22,520,000 | 21,841,000 | 23,706,000 |
| Total loans | 8,473,000 | 8,544,000 | 8,543,000 | 9,834,000 |
| Allowance for loan losses | 123,000 | 124,000 | 124,000 | 124,000 |
| Securities available for sale | 9,458,000 | 10,123,000 | 11,423,000 | 12,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,054,000 | 19,956,000 | 18,859,000 | 19,244,000 |
| Interest-bearing deposits | 17,004,000 | 17,475,000 | 16,987,000 | 17,324,000 |
| Noninterest-bearing deposits | 2,050,000 | 2,481,000 | 1,872,000 | 1,920,000 |
| Equity capital | 2,571,000 | 2,437,000 | 2,584,000 | 2,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 296,000 | 573,000 | 859,000 | 1,154,000 |
| Interest expense | 120,000 | 235,000 | 346,000 | 453,000 |
| Net interest income | 176,000 | 338,000 | 513,000 | 701,000 |
| Noninterest income | 44,000 | 78,000 | 150,000 | 206,000 |
| Noninterest expense | 184,000 | 366,000 | 534,000 | 734,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 36,000 | 50,000 | 129,000 | 173,000 |
| Income tax | 10,000 | 16,000 | 18,000 | 21,000 |
| Net income | 26,000 | 34,000 | 111,000 | 152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,542,000 | 2,550,000 | 2,628,000 | 2,488,000 |
| Total capital | 2,665,000 | 2,674,000 | 2,752,000 | 2,612,000 |
| Risk-weighted assets | 12,132,000 | 12,437,000 | 12,391,000 | 13,638,000 |