Call reports 2007
FIRST AMERICAN STATE BANK — 2007
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 18,372,000 | 19,465,000 | 18,831,000 | 20,299,000 |
| Total loans | 9,208,000 | 10,319,000 | 10,126,000 | 10,788,000 |
| Allowance for loan losses | 124,000 | 124,000 | 124,000 | 123,000 |
| Securities available for sale | 6,484,000 | 6,471,000 | 6,615,000 | 7,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,835,000 | 16,411,000 | 16,038,000 | 17,692,000 |
| Interest-bearing deposits | 14,627,000 | 15,081,000 | 14,904,000 | 15,635,000 |
| Noninterest-bearing deposits | 1,208,000 | 1,330,000 | 1,134,000 | 2,057,000 |
| Equity capital | 2,434,000 | 2,418,000 | 2,536,000 | 2,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 274,000 | 558,000 | 855,000 | 1,164,000 |
| Interest expense | 108,000 | 227,000 | 352,000 | 478,000 |
| Net interest income | 166,000 | 331,000 | 503,000 | 686,000 |
| Noninterest income | 42,000 | 85,000 | 157,000 | 210,000 |
| Noninterest expense | 182,000 | 348,000 | 521,000 | 725,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 26,000 | 68,000 | 139,000 | 171,000 |
| Income tax | 0 | 0 | 0 | 19,000 |
| Net income | 26,000 | 68,000 | 139,000 | 152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,475,000 | 2,517,000 | 2,588,000 | 2,516,000 |
| Total capital | 2,599,000 | 2,641,000 | 2,712,000 | 2,639,000 |
| Risk-weighted assets | 11,818,000 | 13,050,000 | 12,712,000 | 13,552,000 |