Call reports 2006
FIRST AMERICAN STATE BANK — 2006
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 18,652,000 | 18,297,000 | 18,387,000 | 18,816,000 |
| Total loans | 8,131,000 | 9,437,000 | 9,821,000 | 10,279,000 |
| Allowance for loan losses | 124,000 | 124,000 | 124,000 | 124,000 |
| Securities available for sale | 7,404,000 | 7,018,000 | 6,913,000 | 6,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,224,000 | 15,273,000 | 15,178,000 | 15,650,000 |
| Interest-bearing deposits | 14,371,000 | 14,111,000 | 13,954,000 | 14,331,000 |
| Noninterest-bearing deposits | 1,853,000 | 1,162,000 | 1,224,000 | 1,319,000 |
| Equity capital | 2,348,000 | 2,303,000 | 2,455,000 | 2,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 244,000 | 499,000 | 775,000 | 1,065,000 |
| Interest expense | 86,000 | 183,000 | 298,000 | 412,000 |
| Net interest income | 158,000 | 316,000 | 477,000 | 653,000 |
| Noninterest income | 49,000 | 90,000 | 151,000 | 208,000 |
| Noninterest expense | 174,000 | 341,000 | 516,000 | 721,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 33,000 | 65,000 | 112,000 | 140,000 |
| Income tax | 0 | 0 | 0 | 5,000 |
| Net income | 33,000 | 65,000 | 112,000 | 135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,431,000 | 2,463,000 | 2,510,000 | 2,449,000 |
| Total capital | 2,555,000 | 2,587,000 | 2,634,000 | 2,573,000 |
| Risk-weighted assets | 10,746,000 | 11,911,000 | 12,346,000 | 12,773,000 |