Call reports 2005
FIRST AMERICAN STATE BANK — 2005
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 18,677,000 | 19,303,000 | 19,221,000 | 19,343,000 |
| Total loans | 7,853,000 | 8,555,000 | 9,416,000 | 9,432,000 |
| Allowance for loan losses | 116,000 | 116,000 | 121,000 | 124,000 |
| Securities available for sale | 8,185,000 | 8,095,000 | 7,787,000 | 7,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,272,000 | 16,719,000 | 15,547,000 | 16,365,000 |
| Interest-bearing deposits | 15,049,000 | 15,228,000 | 14,348,000 | 14,606,000 |
| Noninterest-bearing deposits | 1,223,000 | 1,491,000 | 1,199,000 | 1,759,000 |
| Equity capital | 2,337,000 | 2,439,000 | 2,451,000 | 2,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 226,000 | 452,000 | 699,000 | 954,000 |
| Interest expense | 68,000 | 136,000 | 210,000 | 294,000 |
| Net interest income | 158,000 | 316,000 | 489,000 | 660,000 |
| Noninterest income | 54,000 | 92,000 | 160,000 | 227,000 |
| Noninterest expense | 193,000 | 365,000 | 542,000 | 756,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 19,000 | 43,000 | 107,000 | 106,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 19,000 | 43,000 | 107,000 | 104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,394,000 | 2,418,000 | 2,482,000 | 2,398,000 |
| Total capital | 2,510,000 | 2,534,000 | 2,603,000 | 2,522,000 |
| Risk-weighted assets | 10,633,000 | 11,319,000 | 12,202,000 | 12,214,000 |