Call reports 2004
FIRST AMERICAN STATE BANK — 2004
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 18,870,000 | 18,640,000 | 19,761,000 | 19,735,000 |
| Total loans | 6,426,000 | 7,465,000 | 8,715,000 | 9,088,000 |
| Allowance for loan losses | 116,000 | 116,000 | 116,000 | 116,000 |
| Securities available for sale | 9,839,000 | 9,339,000 | 9,209,000 | 8,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,228,000 | 16,254,000 | 15,515,000 | 16,251,000 |
| Interest-bearing deposits | 15,050,000 | 15,082,000 | 14,375,000 | 14,759,000 |
| Noninterest-bearing deposits | 1,178,000 | 1,172,000 | 1,140,000 | 1,492,000 |
| Equity capital | 2,475,000 | 2,301,000 | 2,511,000 | 2,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 215,000 | 429,000 | 659,000 | 891,000 |
| Interest expense | 67,000 | 131,000 | 193,000 | 263,000 |
| Net interest income | 148,000 | 298,000 | 466,000 | 628,000 |
| Noninterest income | 45,000 | 92,000 | 155,000 | 218,000 |
| Noninterest expense | 180,000 | 348,000 | 524,000 | 714,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 13,000 | 42,000 | 97,000 | 132,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 13,000 | 42,000 | 97,000 | 132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,375,000 | 2,404,000 | 2,459,000 | 2,376,000 |
| Total capital | 2,491,000 | 2,520,000 | 2,575,000 | 2,492,000 |
| Risk-weighted assets | 10,523,000 | 10,504,000 | 11,525,000 | 11,953,000 |