Call reports 2003
FIRST AMERICAN STATE BANK — 2003
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 19,902,000 | 19,096,000 | 18,622,000 | 18,556,000 |
| Total loans | 7,661,000 | 8,596,000 | 8,498,000 | 8,005,000 |
| Allowance for loan losses | 116,000 | 116,000 | 116,000 | 116,000 |
| Securities available for sale | 9,174,000 | 7,995,000 | 7,739,000 | 8,259,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,219,000 | 16,391,000 | 15,950,000 | 15,929,000 |
| Interest-bearing deposits | 16,064,000 | 15,400,000 | 14,634,000 | 14,623,000 |
| Noninterest-bearing deposits | 1,155,000 | 991,000 | 1,316,000 | 1,306,000 |
| Equity capital | 2,481,000 | 2,493,000 | 2,471,000 | 2,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 242,000 | 475,000 | 694,000 | 922,000 |
| Interest expense | 96,000 | 180,000 | 258,000 | 329,000 |
| Net interest income | 146,000 | 295,000 | 436,000 | 593,000 |
| Noninterest income | 43,000 | 84,000 | 137,000 | 203,000 |
| Noninterest expense | 185,000 | 351,000 | 517,000 | 712,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,000 | 28,000 | 56,000 | 84,000 |
| Income tax | 0 | 0 | 1,000 | 4,000 |
| Net income | 4,000 | 28,000 | 55,000 | 80,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,366,000 | 2,390,000 | 2,417,000 | 2,442,000 |
| Total capital | 2,482,000 | 2,506,000 | 2,533,000 | 2,558,000 |
| Risk-weighted assets | 10,804,000 | 11,139,000 | 11,508,000 | 10,206,000 |