Call reports 2002
FIRST AMERICAN STATE BANK — 2002
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 19,548,000 | 19,377,000 | 20,444,000 | 20,399,000 |
| Total loans | 7,377,000 | 8,111,000 | 9,116,000 | 8,779,000 |
| Allowance for loan losses | 126,000 | 124,000 | 124,000 | 116,000 |
| Securities available for sale | 9,746,000 | 9,908,000 | 9,270,000 | 8,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,084,000 | 16,454,000 | 16,838,000 | 17,601,000 |
| Interest-bearing deposits | 16,208,000 | 15,643,000 | 15,768,000 | 16,406,000 |
| Noninterest-bearing deposits | 876,000 | 811,000 | 1,070,000 | 1,195,000 |
| Equity capital | 2,304,000 | 2,438,000 | 2,552,000 | 2,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 283,000 | 571,000 | 871,000 | 1,144,000 |
| Interest expense | 135,000 | 258,000 | 381,000 | 494,000 |
| Net interest income | 148,000 | 313,000 | 490,000 | 650,000 |
| Noninterest income | 47,000 | 87,000 | 148,000 | 206,000 |
| Noninterest expense | 183,000 | 352,000 | 516,000 | 717,000 |
| Provision for loan losses | 6,000 | 8,000 | 8,000 | 13,000 |
| Pretax income | 10,000 | 43,000 | 116,000 | 144,000 |
| Income tax | 14,000 | 27,000 | 38,000 | 11,000 |
| Net income | -4,000 | 16,000 | 78,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,325,000 | 2,345,000 | 2,407,000 | 2,463,000 |
| Total capital | 2,451,000 | 2,469,000 | 2,531,000 | 2,579,000 |
| Risk-weighted assets | 12,149,000 | 10,569,000 | 12,237,000 | 12,050,000 |