Call reports 2001
FIRST AMERICAN STATE BANK — 2001
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 19,528,000 | 19,511,000 | 19,354,000 | 20,145,000 |
| Total loans | 7,022,000 | 8,141,000 | 9,330,000 | 8,607,000 |
| Allowance for loan losses | 130,000 | 134,000 | 114,000 | 120,000 |
| Securities available for sale | 7,846,000 | 8,242,000 | 7,676,000 | 10,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,933,000 | 16,806,000 | 16,520,000 | 16,815,000 |
| Interest-bearing deposits | 15,905,000 | 15,850,000 | 15,576,000 | 15,835,000 |
| Noninterest-bearing deposits | 1,028,000 | 956,000 | 944,000 | 980,000 |
| Equity capital | 2,354,000 | 2,437,000 | 2,524,000 | 2,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 336,000 | 659,000 | 982,000 | 1,283,000 |
| Interest expense | 189,000 | 371,000 | 541,000 | 699,000 |
| Net interest income | 147,000 | 288,000 | 441,000 | 584,000 |
| Noninterest income | 42,000 | 143,000 | 197,000 | 264,000 |
| Noninterest expense | 181,000 | 348,000 | 506,000 | 681,000 |
| Provision for loan losses | 12,000 | 16,000 | 19,000 | 25,000 |
| Pretax income | -4,000 | 67,000 | 113,000 | 142,000 |
| Income tax | 3,000 | 3,000 | 8,000 | 9,000 |
| Net income | -7,000 | 64,000 | 105,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,314,000 | 2,407,000 | 2,426,000 | 2,454,000 |
| Total capital | 2,444,000 | 2,541,000 | 2,540,000 | 2,574,000 |
| Risk-weighted assets | 10,682,000 | 11,589,000 | 12,253,000 | 11,857,000 |