Call reports 2025
GREAT SOUTHERN BANK — 2025
What GREAT SOUTHERN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 5,995,890,000 | 5,857,319,000 | 5,740,564,000 | 5,603,078,000 |
| Total loans | 4,762,197,000 | 4,604,718,000 | 4,538,025,000 | 4,428,462,000 |
| Allowance for loan losses | 64,704,000 | 64,815,000 | 64,749,000 | 64,771,000 |
| Securities available for sale | 535,914,000 | 527,543,000 | 531,348,000 | 523,831,000 |
| Securities held to maturity | 185,852,000 | 183,100,000 | 181,315,000 | 179,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,858,195,000 | 4,714,765,000 | 4,563,397,000 | 4,544,883,000 |
| Interest-bearing deposits | 3,905,388,000 | 3,256,308,000 | 3,105,768,000 | 3,067,950,000 |
| Noninterest-bearing deposits | 952,807,000 | 1,458,457,000 | 1,457,629,000 | 1,476,933,000 |
| Equity capital | 625,598,000 | 630,013,000 | 637,215,000 | 610,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 80,517,000 | 161,863,000 | 241,166,000 | 315,048,000 |
| Interest expense | 29,420,000 | 58,135,000 | 86,035,000 | 109,938,000 |
| Net interest income | 51,097,000 | 103,728,000 | 155,131,000 | 205,110,000 |
| Noninterest income | 6,743,000 | 15,029,000 | 22,315,000 | 29,458,000 |
| Noninterest expense | 34,394,000 | 68,923,000 | 104,631,000 | 140,151,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 23,794,000 | 50,292,000 | 73,652,000 | 94,372,000 |
| Income tax | 4,759,000 | 9,668,000 | 14,260,000 | 17,655,000 |
| Net income | 19,035,000 | 40,624,000 | 59,392,000 | 76,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 659,509,000 | 661,153,000 | 662,984,000 | 632,369,000 |
| Total capital | 724,712,000 | 724,283,000 | 725,001,000 | 693,155,000 |
| Risk-weighted assets | 5,208,556,000 | 5,040,706,000 | 4,950,948,000 | 4,850,379,000 |