Call reports 2021
FIRST STATE BANK OF BROWNSBORO — 2021
What FIRST STATE BANK OF BROWNSBORO reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 124,958,000 | 127,659,000 | 130,843,000 | 137,459,000 |
| Total loans | 54,769,000 | 54,611,000 | 54,785,000 | 54,889,000 |
| Allowance for loan losses | 601,000 | 592,000 | 599,000 | 611,000 |
| Securities available for sale | 64,701,000 | 67,690,000 | 66,728,000 | 70,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,850,000 | 114,532,000 | 118,090,000 | 125,296,000 |
| Interest-bearing deposits | 72,138,000 | 71,944,000 | 74,609,000 | 80,876,000 |
| Noninterest-bearing deposits | 40,712,000 | 42,588,000 | 43,481,000 | 44,420,000 |
| Equity capital | 12,043,000 | 12,265,000 | 12,645,000 | 12,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,066,000 | 2,107,000 | 3,184,000 | 4,244,000 |
| Interest expense | 80,000 | 155,000 | 226,000 | 306,000 |
| Net interest income | 986,000 | 1,952,000 | 2,958,000 | 3,938,000 |
| Noninterest income | 150,000 | 292,000 | 489,000 | 665,000 |
| Noninterest expense | 809,000 | 1,714,000 | 2,537,000 | 3,612,000 |
| Provision for loan losses | 8,000 | 15,000 | 22,000 | 30,000 |
| Pretax income | 319,000 | 515,000 | 888,000 | 986,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 319,000 | 515,000 | 888,000 | 986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,430,000 | 11,407,000 | 11,660,000 | 11,758,000 |