Call reports 2020
FIRST STATE BANK OF BROWNSBORO — 2020
What FIRST STATE BANK OF BROWNSBORO reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 108,377,000 | 114,265,000 | 117,172,000 | 126,099,000 |
| Total loans | 56,182,000 | 57,022,000 | 57,521,000 | 56,955,000 |
| Allowance for loan losses | 658,000 | 636,000 | 640,000 | 623,000 |
| Securities available for sale | 47,195,000 | 49,687,000 | 53,523,000 | 61,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,142,000 | 101,731,000 | 104,301,000 | 112,304,000 |
| Interest-bearing deposits | 66,332,000 | 66,442,000 | 67,650,000 | 72,286,000 |
| Noninterest-bearing deposits | 29,810,000 | 35,289,000 | 36,651,000 | 40,018,000 |
| Equity capital | 10,641,000 | 12,449,000 | 12,775,000 | 13,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,095,000 | 2,201,000 | 3,276,000 | 4,363,000 |
| Interest expense | 88,000 | 170,000 | 248,000 | 330,000 |
| Net interest income | 1,007,000 | 2,031,000 | 3,028,000 | 4,033,000 |
| Noninterest income | 156,000 | 291,000 | 446,000 | 601,000 |
| Noninterest expense | 838,000 | 1,665,000 | 2,457,000 | 3,509,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 310,000 | 673,000 | 1,025,000 | 1,126,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 310,000 | 673,000 | 1,025,000 | 1,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,057,000 | 11,200,000 | 11,432,000 | 11,458,000 |
| Total capital | 11,727,000 | 11,848,000 | 12,084,000 | 12,093,000 |
| Risk-weighted assets | 62,584,000 | 66,082,000 | 67,252,000 | 70,898,000 |