Call reports 2019
FIRST STATE BANK OF BROWNSBORO — 2019
What FIRST STATE BANK OF BROWNSBORO reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 102,988,000 | 102,388,000 | 102,188,000 | 110,828,000 |
| Total loans | 57,912,000 | 58,657,000 | 58,609,000 | 57,595,000 |
| Allowance for loan losses | 646,000 | 646,000 | 651,000 | 657,000 |
| Securities available for sale | 40,768,000 | 39,450,000 | 37,605,000 | 40,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,707,000 | 90,648,000 | 90,959,000 | 99,467,000 |
| Interest-bearing deposits | 60,761,000 | 60,424,000 | 61,880,000 | 68,083,000 |
| Noninterest-bearing deposits | 30,946,000 | 30,224,000 | 29,079,000 | 31,384,000 |
| Equity capital | 10,220,000 | 10,799,000 | 11,117,000 | 11,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,055,000 | 2,095,000 | 3,167,000 | 4,258,000 |
| Interest expense | 90,000 | 177,000 | 270,000 | 361,000 |
| Net interest income | 965,000 | 1,918,000 | 2,897,000 | 3,897,000 |
| Noninterest income | 150,000 | 307,000 | 502,000 | 676,000 |
| Noninterest expense | 771,000 | 1,623,000 | 2,422,000 | 3,509,000 |
| Provision for loan losses | 15,000 | 30,000 | 35,000 | 35,000 |
| Pretax income | 329,000 | 572,000 | 942,000 | 1,029,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 329,000 | 572,000 | 942,000 | 1,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,752,000 | 10,756,000 | 10,991,000 | 11,077,000 |
| Total capital | 11,408,000 | 11,414,000 | 11,654,000 | 11,746,000 |
| Risk-weighted assets | 62,197,000 | 62,513,000 | 62,471,000 | 63,389,000 |