Call reports 2016
FIRST STATE BANK OF BROWNSBORO — 2016
What FIRST STATE BANK OF BROWNSBORO reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 103,274,000 | 99,797,000 | 98,311,000 | 98,700,000 |
| Total loans | 54,777,000 | 55,585,000 | 56,034,000 | 56,715,000 |
| Allowance for loan losses | 659,000 | 666,000 | 673,000 | 626,000 |
| Securities available for sale | 42,930,000 | 39,706,000 | 37,968,000 | 35,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,811,000 | 88,968,000 | 87,837,000 | 89,128,000 |
| Interest-bearing deposits | 68,410,000 | 64,154,000 | 64,352,000 | 65,406,000 |
| Noninterest-bearing deposits | 22,401,000 | 24,814,000 | 23,485,000 | 23,722,000 |
| Equity capital | 9,859,000 | 10,116,000 | 10,353,000 | 9,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 970,000 | 1,941,000 | 2,884,000 | 3,831,000 |
| Interest expense | 64,000 | 131,000 | 190,000 | 251,000 |
| Net interest income | 906,000 | 1,810,000 | 2,694,000 | 3,580,000 |
| Noninterest income | 162,000 | 356,000 | 581,000 | 731,000 |
| Noninterest expense | 733,000 | 1,504,000 | 2,238,000 | 3,231,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 317,000 | 647,000 | 1,005,000 | 1,033,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 317,000 | 647,000 | 1,005,000 | 1,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,755,000 | 9,864,000 | 10,100,000 | 10,128,000 |
| Total capital | 10,424,000 | 10,540,000 | 10,783,000 | 10,764,000 |
| Risk-weighted assets | 60,547,000 | 59,199,000 | 59,473,000 | 60,724,000 |