Call reports 2018
LUBBOCK NATIONAL BANK — 2018
What LUBBOCK NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,056,592,000 | 1,082,585,000 | 1,057,688,000 | 1,084,605,000 |
| Total loans | 589,300,000 | 611,348,000 | 634,096,000 | 672,103,000 |
| Allowance for loan losses | 7,526,000 | 7,981,000 | 8,345,000 | 8,016,000 |
| Securities available for sale | 359,458,000 | 378,058,000 | 359,880,000 | 353,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 845,935,000 | 918,481,000 | 929,462,000 | 922,338,000 |
| Interest-bearing deposits | 667,557,000 | 723,427,000 | 729,873,000 | 732,273,000 |
| Noninterest-bearing deposits | 178,378,000 | 195,054,000 | 199,589,000 | 190,065,000 |
| Equity capital | 95,955,000 | 98,291,000 | 99,177,000 | 105,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 10,696,000 | 21,712,000 | 33,105,000 | 45,310,000 |
| Interest expense | 1,870,000 | 3,971,000 | 6,155,000 | 8,549,000 |
| Net interest income | 8,826,000 | 17,741,000 | 26,950,000 | 36,761,000 |
| Noninterest income | 1,451,000 | 2,811,000 | 4,179,000 | 5,747,000 |
| Noninterest expense | 6,386,000 | 12,683,000 | 19,010,000 | 25,900,000 |
| Provision for loan losses | 501,000 | 1,011,000 | 1,524,000 | 1,524,000 |
| Pretax income | 3,419,000 | 6,887,000 | 10,629,000 | 15,118,000 |
| Income tax | 528,000 | 1,080,000 | 1,686,000 | 2,489,000 |
| Net income | 2,891,000 | 5,807,000 | 8,943,000 | 12,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,955,000 | 106,674,000 | 109,617,000 | 113,114,000 |
| Total capital | 111,631,000 | 114,805,000 | 118,112,000 | 121,281,000 |
| Risk-weighted assets | 693,095,000 | 717,462,000 | 746,885,000 | 793,227,000 |