Call reports 2016
LUBBOCK NATIONAL BANK — 2016
What LUBBOCK NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 925,939,000 | 998,726,000 | 989,675,000 | 966,100,000 |
| Total loans | 521,231,000 | 531,757,000 | 518,054,000 | 518,361,000 |
| Allowance for loan losses | 9,378,000 | 8,173,000 | 8,602,000 | 8,603,000 |
| Securities available for sale | 346,198,000 | 365,533,000 | 376,134,000 | 377,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 762,291,000 | 845,375,000 | 816,734,000 | 803,271,000 |
| Interest-bearing deposits | 607,922,000 | 685,123,000 | 646,115,000 | 635,175,000 |
| Noninterest-bearing deposits | 154,369,000 | 160,252,000 | 170,619,000 | 168,096,000 |
| Equity capital | 97,395,000 | 99,081,000 | 100,247,000 | 95,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,843,000 | 17,754,000 | 26,655,000 | 35,677,000 |
| Interest expense | 1,162,000 | 2,427,000 | 3,782,000 | 5,118,000 |
| Net interest income | 7,681,000 | 15,327,000 | 22,873,000 | 30,559,000 |
| Noninterest income | 1,487,000 | 2,691,000 | 4,116,000 | 6,040,000 |
| Noninterest expense | 5,965,000 | 11,690,000 | 17,465,000 | 23,383,000 |
| Provision for loan losses | 454,000 | 913,000 | 1,376,000 | 1,839,000 |
| Pretax income | 2,749,000 | 5,415,000 | 8,574,000 | 11,803,000 |
| Income tax | 599,000 | 1,205,000 | 1,970,000 | 2,606,000 |
| Net income | 2,150,000 | 4,210,000 | 6,604,000 | 9,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,874,000 | 93,747,000 | 96,065,000 | 98,549,000 |
| Total capital | 100,492,000 | 101,494,000 | 103,801,000 | 106,348,000 |
| Risk-weighted assets | 607,511,000 | 619,222,000 | 617,845,000 | 622,987,000 |