Call reports 2015
LUBBOCK NATIONAL BANK — 2015
What LUBBOCK NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 896,890,000 | 917,417,000 | 938,110,000 | 933,490,000 |
| Total loans | 488,515,000 | 495,286,000 | 510,686,000 | 517,690,000 |
| Allowance for loan losses | 8,186,000 | 8,848,000 | 9,343,000 | 8,930,000 |
| Securities available for sale | 359,084,000 | 347,159,000 | 356,566,000 | 354,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 776,726,000 | 808,190,000 | 811,144,000 | 764,351,000 |
| Interest-bearing deposits | 623,456,000 | 655,727,000 | 659,792,000 | 604,490,000 |
| Noninterest-bearing deposits | 153,270,000 | 152,463,000 | 151,352,000 | 159,861,000 |
| Equity capital | 91,022,000 | 90,429,000 | 92,997,000 | 94,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,632,000 | 17,004,000 | 25,721,000 | 34,622,000 |
| Interest expense | 1,268,000 | 2,509,000 | 3,833,000 | 5,046,000 |
| Net interest income | 7,364,000 | 14,495,000 | 21,888,000 | 29,576,000 |
| Noninterest income | 1,325,000 | 2,607,000 | 3,986,000 | 5,523,000 |
| Noninterest expense | 6,869,000 | 12,438,000 | 18,013,000 | 23,674,000 |
| Provision for loan losses | 436,000 | 803,000 | 1,299,000 | 1,757,000 |
| Pretax income | 1,384,000 | 3,988,000 | 6,689,000 | 9,770,000 |
| Income tax | 228,000 | 864,000 | 1,414,000 | 2,170,000 |
| Net income | 1,156,000 | 3,124,000 | 5,275,000 | 7,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,930,000 | 86,997,000 | 89,148,000 | 91,423,000 |
| Total capital | 93,058,000 | 94,159,000 | 96,682,000 | 98,946,000 |
| Risk-weighted assets | 569,116,000 | 571,124,000 | 600,772,000 | 600,269,000 |