Call reports 2013
LUBBOCK NATIONAL BANK — 2013
What LUBBOCK NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 765,970,000 | 780,313,000 | 805,472,000 | 822,508,000 |
| Total loans | 387,356,000 | 384,833,000 | 408,689,000 | 433,852,000 |
| Allowance for loan losses | 8,554,000 | 7,251,000 | 7,491,000 | 7,689,000 |
| Securities available for sale | 334,357,000 | 334,959,000 | 346,002,000 | 338,595,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 659,772,000 | 687,115,000 | 685,827,000 | 705,342,000 |
| Interest-bearing deposits | 532,529,000 | 553,081,000 | 537,696,000 | 555,194,000 |
| Noninterest-bearing deposits | 127,243,000 | 134,034,000 | 148,131,000 | 150,148,000 |
| Equity capital | 78,526,000 | 75,779,000 | 76,760,000 | 78,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,129,000 | 14,053,000 | 21,414,000 | 29,424,000 |
| Interest expense | 1,005,000 | 1,963,000 | 2,896,000 | 3,844,000 |
| Net interest income | 6,124,000 | 12,090,000 | 18,518,000 | 25,580,000 |
| Noninterest income | 1,033,000 | 2,217,000 | 3,401,000 | 4,675,000 |
| Noninterest expense | 5,385,000 | 10,789,000 | 16,223,000 | 21,584,000 |
| Provision for loan losses | 347,000 | 427,000 | 721,000 | 1,314,000 |
| Pretax income | 1,435,000 | 3,118,000 | 5,082,000 | 7,444,000 |
| Income tax | 229,000 | 540,000 | 947,000 | 1,494,000 |
| Net income | 1,206,000 | 2,578,000 | 4,135,000 | 5,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,956,000 | 74,329,000 | 75,885,000 | 77,700,000 |
| Total capital | 78,758,000 | 80,027,000 | 81,864,000 | 84,063,000 |
| Risk-weighted assets | 461,292,000 | 454,174,000 | 476,653,000 | 507,560,000 |