Call reports 2012
LUBBOCK NATIONAL BANK — 2012
What LUBBOCK NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 738,114,000 | 738,922,000 | 754,466,000 | 761,081,000 |
| Total loans | 365,121,000 | 379,516,000 | 382,701,000 | 378,996,000 |
| Allowance for loan losses | 6,832,000 | 7,454,000 | 7,915,000 | 7,203,000 |
| Securities available for sale | 296,895,000 | 296,671,000 | 327,551,000 | 329,390,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 641,112,000 | 637,182,000 | 635,474,000 | 656,246,000 |
| Interest-bearing deposits | 520,280,000 | 509,710,000 | 503,357,000 | 503,097,000 |
| Noninterest-bearing deposits | 120,832,000 | 127,472,000 | 132,117,000 | 153,149,000 |
| Equity capital | 73,494,000 | 75,377,000 | 77,603,000 | 77,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,534,000 | 14,987,000 | 22,514,000 | 29,769,000 |
| Interest expense | 1,281,000 | 2,383,000 | 3,459,000 | 4,510,000 |
| Net interest income | 6,253,000 | 12,604,000 | 19,055,000 | 25,259,000 |
| Noninterest income | 1,313,000 | 2,392,000 | 3,488,000 | 4,696,000 |
| Noninterest expense | 5,295,000 | 10,650,000 | 15,755,000 | 21,330,000 |
| Provision for loan losses | 1,025,000 | 1,461,000 | 1,911,000 | 2,126,000 |
| Pretax income | 1,246,000 | 2,885,000 | 4,877,000 | 6,498,000 |
| Income tax | 146,000 | 426,000 | 829,000 | 1,120,000 |
| Net income | 1,100,000 | 2,459,000 | 4,048,000 | 5,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,087,000 | 67,960,000 | 70,272,000 | 71,680,000 |
| Total capital | 71,398,000 | 73,422,000 | 75,904,000 | 77,301,000 |
| Risk-weighted assets | 423,267,000 | 434,809,000 | 448,154,000 | 447,954,000 |