Call reports 2026
FREEPORT STATE BANK — 2026
What FREEPORT STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 167,260,000 | 165,459,000 |
| Total loans | 111,688,000 | 114,358,000 |
| Allowance for loan losses | 958,000 | 977,000 |
| Securities available for sale | 15,716,000 | 15,792,000 |
| Securities held to maturity | 18,171,000 | 17,471,000 |
| Trading assets | 0 | 0 |
| Total deposits | 149,769,000 | 147,936,000 |
| Interest-bearing deposits | 115,063,000 | 113,953,000 |
| Noninterest-bearing deposits | 34,706,000 | 33,983,000 |
| Equity capital | 16,608,000 | 16,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,216,000 | 4,458,000 |
| Interest expense | 477,000 | 933,000 |
| Net interest income | 1,739,000 | 3,525,000 |
| Noninterest income | 31,000 | 97,000 |
| Noninterest expense | 1,170,000 | 2,334,000 |
| Provision for loan losses | 17,000 | 34,000 |
| Pretax income | 586,000 | 1,254,000 |
| Income tax | 153,000 | 328,000 |
| Net income | 433,000 | 926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 17,502,000 | 17,700,000 |
| Total capital | 18,460,000 | 18,677,000 |
| Risk-weighted assets | 113,643,000 | 118,006,000 |