Call reports 2024
BANNER BANKS — 2024
What BANNER BANKS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 115,544,000 | 119,030,000 | 118,533,000 | 125,551,000 |
| Total loans | 32,738,000 | 31,802,000 | 31,172,000 | 32,144,000 |
| Allowance for loan losses | 309,000 | 306,000 | 306,000 | 317,000 |
| Securities available for sale | 33,128,000 | 30,847,000 | 30,257,000 | 31,027,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,897,000 | 104,297,000 | 102,909,000 | 109,969,000 |
| Interest-bearing deposits | 76,066,000 | 78,854,000 | 79,030,000 | 80,974,000 |
| Noninterest-bearing deposits | 24,831,000 | 25,443,000 | 23,879,000 | 28,995,000 |
| Equity capital | 14,390,000 | 14,457,000 | 15,308,000 | 15,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,182,000 | 2,399,000 | 3,674,000 | 4,926,000 |
| Interest expense | 294,000 | 606,000 | 942,000 | 1,272,000 |
| Net interest income | 888,000 | 1,793,000 | 2,732,000 | 3,654,000 |
| Noninterest income | 19,000 | 47,000 | 66,000 | 85,000 |
| Noninterest expense | 580,000 | 1,143,000 | 1,720,000 | 2,338,000 |
| Provision for loan losses | -203,000 | -206,000 | -206,000 | -195,000 |
| Pretax income | 548,000 | 905,000 | 1,295,000 | 1,616,000 |
| Income tax | 8,000 | 20,000 | 21,000 | 30,000 |
| Net income | 540,000 | 885,000 | 1,274,000 | 1,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,484,000 | 15,520,000 | 15,755,000 | 15,938,000 |