Call reports 2023
BANNER BANKS — 2023
What BANNER BANKS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 125,805,000 | 120,620,000 | 119,353,000 | 118,298,000 |
| Total loans | 35,905,000 | 37,271,000 | 33,929,000 | 32,909,000 |
| Allowance for loan losses | 535,000 | 535,000 | 535,000 | 512,000 |
| Securities available for sale | 41,744,000 | 38,444,000 | 36,587,000 | 36,307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,796,000 | 107,736,000 | 106,424,000 | 104,152,000 |
| Interest-bearing deposits | 83,940,000 | 80,269,000 | 78,886,000 | 77,355,000 |
| Noninterest-bearing deposits | 28,856,000 | 27,467,000 | 27,538,000 | 26,797,000 |
| Equity capital | 12,836,000 | 12,678,000 | 12,686,000 | 13,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,116,000 | 2,254,000 | 3,512,000 | 4,681,000 |
| Interest expense | 190,000 | 408,000 | 662,000 | 938,000 |
| Net interest income | 926,000 | 1,846,000 | 2,850,000 | 3,743,000 |
| Noninterest income | 27,000 | 61,000 | 84,000 | 187,000 |
| Noninterest expense | 548,000 | 1,123,000 | 1,671,000 | 2,215,000 |
| Provision for loan losses | 0 | 0 | 0 | -23,000 |
| Pretax income | 436,000 | 816,000 | 1,312,000 | 1,804,000 |
| Income tax | 7,000 | 15,000 | 23,000 | 32,000 |
| Net income | 429,000 | 801,000 | 1,289,000 | 1,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,239,000 | 14,336,000 | 14,682,000 | 14,944,000 |