Call reports 2020
BANNER BANKS — 2020
What BANNER BANKS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 103,094,000 | 111,435,000 | 110,922,000 | 113,360,000 |
| Total loans | 38,138,000 | 42,393,000 | 39,545,000 | 41,967,000 |
| Allowance for loan losses | 739,000 | 739,000 | 671,000 | 596,000 |
| Securities available for sale | 36,855,000 | 32,975,000 | 30,568,000 | 29,295,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,149,000 | 98,118,000 | 97,526,000 | 99,962,000 |
| Interest-bearing deposits | 71,162,000 | 74,286,000 | 74,423,000 | 76,978,000 |
| Noninterest-bearing deposits | 18,987,000 | 23,832,000 | 23,103,000 | 22,984,000 |
| Equity capital | 12,737,000 | 13,083,000 | 13,167,000 | 13,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 758,000 | 1,466,000 | 2,167,000 | 2,828,000 |
| Interest expense | 97,000 | 176,000 | 241,000 | 299,000 |
| Net interest income | 661,000 | 1,290,000 | 1,926,000 | 2,529,000 |
| Noninterest income | 33,000 | 68,000 | 99,000 | 129,000 |
| Noninterest expense | 513,000 | 1,003,000 | 1,516,000 | 2,005,000 |
| Provision for loan losses | 0 | 0 | 8,000 | 8,000 |
| Pretax income | 329,000 | 506,000 | 652,000 | 801,000 |
| Income tax | 3,000 | 5,000 | 7,000 | 9,000 |
| Net income | 326,000 | 501,000 | 645,000 | 792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,392,000 | 12,453,000 | 12,516,000 | 12,598,000 |