Call reports 2016
BANNER BANKS — 2016
What BANNER BANKS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 94,125,000 | 93,686,000 | 94,069,000 | 95,366,000 |
| Total loans | 36,064,000 | 37,674,000 | 38,527,000 | 36,781,000 |
| Allowance for loan losses | 738,000 | 746,000 | 748,000 | 749,000 |
| Securities available for sale | 29,173,000 | 29,366,000 | 31,127,000 | 32,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,970,000 | 80,461,000 | 80,827,000 | 84,727,000 |
| Interest-bearing deposits | 68,851,000 | 67,697,000 | 66,764,000 | 69,570,000 |
| Noninterest-bearing deposits | 12,119,000 | 12,764,000 | 14,063,000 | 15,157,000 |
| Equity capital | 12,980,000 | 13,063,000 | 13,029,000 | 10,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 657,000 | 1,265,000 | 1,895,000 | 2,527,000 |
| Interest expense | 61,000 | 125,000 | 184,000 | 243,000 |
| Net interest income | 596,000 | 1,140,000 | 1,711,000 | 2,284,000 |
| Noninterest income | 46,000 | 106,000 | 153,000 | 202,000 |
| Noninterest expense | 477,000 | 950,000 | 1,429,000 | 1,916,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 182,000 | 313,000 | 452,000 | 587,000 |
| Income tax | 2,000 | 3,000 | 3,000 | 4,000 |
| Net income | 180,000 | 310,000 | 449,000 | 583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,744,000 | 12,753,000 | 12,829,000 | 10,690,000 |
| Total capital | 13,262,000 | 13,298,000 | 13,373,000 | 11,223,000 |
| Risk-weighted assets | 41,201,000 | 43,427,000 | 43,304,000 | 42,398,000 |