Call reports 2015
BANNER BANKS — 2015
What BANNER BANKS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 95,310,000 | 94,998,000 | 94,928,000 | 93,527,000 |
| Total loans | 41,012,000 | 41,164,000 | 41,597,000 | 39,314,000 |
| Allowance for loan losses | 748,000 | 724,000 | 724,000 | 738,000 |
| Securities available for sale | 31,381,000 | 32,327,000 | 30,020,000 | 29,915,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,571,000 | 81,291,000 | 80,989,000 | 80,619,000 |
| Interest-bearing deposits | 68,232,000 | 67,834,000 | 67,120,000 | 66,286,000 |
| Noninterest-bearing deposits | 13,339,000 | 13,457,000 | 13,869,000 | 14,333,000 |
| Equity capital | 12,564,000 | 12,487,000 | 12,706,000 | 12,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 677,000 | 1,338,000 | 2,016,000 | 2,726,000 |
| Interest expense | 77,000 | 145,000 | 216,000 | 285,000 |
| Net interest income | 600,000 | 1,193,000 | 1,800,000 | 2,441,000 |
| Noninterest income | 51,000 | 188,000 | 239,000 | 289,000 |
| Noninterest expense | 496,000 | 998,000 | 1,484,000 | 1,966,000 |
| Provision for loan losses | -24,000 | -48,000 | -48,000 | -48,000 |
| Pretax income | 179,000 | 431,000 | 603,000 | 812,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 5,000 |
| Net income | 178,000 | 428,000 | 599,000 | 807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,287,000 | 12,364,000 | 12,455,000 | 12,564,000 |
| Total capital | 12,883,000 | 12,969,000 | 13,033,000 | 13,131,000 |
| Risk-weighted assets | 47,582,000 | 48,290,000 | 46,118,000 | 45,173,000 |