Call reports 2012
BANNER BANKS — 2012
What BANNER BANKS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 91,483,000 | 91,246,000 | 89,677,000 | 93,301,000 |
| Total loans | 45,014,000 | 43,915,000 | 42,730,000 | 42,501,000 |
| Allowance for loan losses | 884,000 | 883,000 | 884,000 | 878,000 |
| Securities available for sale | 27,411,000 | 27,437,000 | 28,094,000 | 27,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,741,000 | 76,394,000 | 74,644,000 | 78,301,000 |
| Interest-bearing deposits | 65,553,000 | 65,676,000 | 63,437,000 | 66,261,000 |
| Noninterest-bearing deposits | 11,188,000 | 10,718,000 | 11,207,000 | 12,040,000 |
| Equity capital | 12,009,000 | 12,082,000 | 12,234,000 | 12,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 866,000 | 1,700,000 | 2,506,000 | 3,317,000 |
| Interest expense | 158,000 | 300,000 | 432,000 | 557,000 |
| Net interest income | 708,000 | 1,400,000 | 2,074,000 | 2,760,000 |
| Noninterest income | 59,000 | 120,000 | 171,000 | 175,000 |
| Noninterest expense | 532,000 | 1,082,000 | 1,596,000 | 2,112,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 235,000 | 438,000 | 649,000 | 823,000 |
| Income tax | 6,000 | 9,000 | 12,000 | 14,000 |
| Net income | 229,000 | 429,000 | 637,000 | 809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,167,000 | 11,212,000 | 11,336,000 | 11,432,000 |
| Total capital | 11,827,000 | 11,889,000 | 11,993,000 | 12,083,000 |
| Risk-weighted assets | 52,565,000 | 53,932,000 | 52,353,000 | 51,858,000 |