Call reports 2026
MAIN STREET BANK — 2026
What MAIN STREET BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,612,083,000 | 1,665,454,000 |
| Total loans | 1,281,205,000 | 1,254,966,000 |
| Allowance for loan losses | 11,768,000 | 11,274,000 |
| Securities available for sale | 243,193,000 | 316,546,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,344,536,000 | 1,393,439,000 |
| Interest-bearing deposits | 1,084,737,000 | 1,136,709,000 |
| Noninterest-bearing deposits | 259,799,000 | 256,730,000 |
| Equity capital | 180,003,000 | 183,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 19,904,000 | 40,144,000 |
| Interest expense | 8,118,000 | 16,477,000 |
| Net interest income | 11,786,000 | 23,667,000 |
| Noninterest income | 756,000 | 3,434,000 |
| Noninterest expense | 10,011,000 | 20,504,000 |
| Provision for loan losses | -330,000 | -765,000 |
| Pretax income | 2,846,000 | 6,710,000 |
| Income tax | 675,000 | 1,540,000 |
| Net income | 2,171,000 | 5,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 199,179,000 | 202,393,000 |
| Total capital | 211,385,000 | 214,080,000 |
| Risk-weighted assets | 1,206,260,000 | 1,169,283,000 |