Call reports 2024
MAIN STREET BANK — 2024
What MAIN STREET BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,664,608,000 | 1,625,112,000 | 1,626,150,000 | 1,614,159,000 |
| Total loans | 1,346,306,000 | 1,349,611,000 | 1,347,720,000 | 1,354,784,000 |
| Allowance for loan losses | 13,831,000 | 13,597,000 | 13,076,000 | 12,701,000 |
| Securities available for sale | 213,132,000 | 178,933,000 | 182,990,000 | 169,621,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,377,194,000 | 1,356,026,000 | 1,290,428,000 | 1,308,878,000 |
| Interest-bearing deposits | 1,107,454,000 | 1,102,563,000 | 1,052,726,000 | 1,067,695,000 |
| Noninterest-bearing deposits | 269,740,000 | 253,463,000 | 237,702,000 | 241,183,000 |
| Equity capital | 145,427,000 | 149,180,000 | 153,033,000 | 152,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 20,964,000 | 41,784,000 | 62,427,000 | 82,269,000 |
| Interest expense | 10,464,000 | 20,808,000 | 31,183,000 | 41,140,000 |
| Net interest income | 10,500,000 | 20,976,000 | 31,244,000 | 41,129,000 |
| Noninterest income | -1,242,000 | 124,000 | 926,000 | 2,473,000 |
| Noninterest expense | 8,680,000 | 17,515,000 | 26,157,000 | 34,959,000 |
| Provision for loan losses | -303,000 | -503,000 | -1,103,000 | -1,428,000 |
| Pretax income | 924,000 | 3,604,000 | 6,994,000 | 10,808,000 |
| Income tax | 257,000 | 810,000 | 1,677,000 | 2,664,000 |
| Net income | 667,000 | 2,794,000 | 5,317,000 | 8,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 170,129,000 | 172,537,000 | 175,343,000 | 176,733,000 |
| Total capital | — | 188,224,000 | 190,209,000 | 190,355,000 |
| Risk-weighted assets | — | 1,279,411,000 | 1,229,100,000 | 1,229,763,000 |