Call reports 2023
MAIN STREET BANK — 2023
What MAIN STREET BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,500,433,000 | 1,605,143,000 | 1,690,614,000 | 1,727,511,000 |
| Total loans | 1,157,736,000 | 1,252,993,000 | 1,357,718,000 | 1,406,037,000 |
| Allowance for loan losses | 13,042,000 | 13,260,000 | 13,600,000 | 14,154,000 |
| Securities available for sale | 238,879,000 | 229,649,000 | 215,735,000 | 219,958,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,254,539,000 | 1,282,190,000 | 1,382,706,000 | 1,428,647,000 |
| Interest-bearing deposits | 996,956,000 | 1,031,378,000 | 1,104,579,000 | 1,163,305,000 |
| Noninterest-bearing deposits | 257,583,000 | 250,812,000 | 278,127,000 | 265,342,000 |
| Equity capital | 141,611,000 | 141,186,000 | 136,695,000 | 144,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 15,901,000 | 33,465,000 | 52,857,000 | 74,457,000 |
| Interest expense | 5,065,000 | 12,291,000 | 21,216,000 | 31,796,000 |
| Net interest income | 10,836,000 | 21,174,000 | 31,641,000 | 42,661,000 |
| Noninterest income | 964,000 | 1,805,000 | 2,928,000 | 3,576,000 |
| Noninterest expense | 8,724,000 | 18,123,000 | 27,120,000 | 36,406,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,450,000 |
| Pretax income | 2,385,000 | 3,888,000 | 5,993,000 | 7,929,000 |
| Income tax | 519,000 | 778,000 | 1,312,000 | 1,734,000 |
| Net income | 1,866,000 | 3,110,000 | 4,681,000 | 6,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 163,877,000 | 165,404,000 | 167,258,000 | 169,055,000 |