Call reports 2022
MAIN STREET BANK — 2022
What MAIN STREET BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,360,112,000 | 1,369,279,000 | 1,420,647,000 | 1,463,645,000 |
| Total loans | 974,946,000 | 1,000,777,000 | 1,074,455,000 | 1,106,441,000 |
| Allowance for loan losses | 12,836,000 | 13,239,000 | 13,421,000 | 13,448,000 |
| Securities available for sale | 252,976,000 | 251,612,000 | 239,478,000 | 239,725,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,178,394,000 | 1,193,664,000 | 1,242,889,000 | 1,251,676,000 |
| Interest-bearing deposits | 897,300,000 | 910,697,000 | 957,658,000 | 982,512,000 |
| Noninterest-bearing deposits | 281,094,000 | 282,967,000 | 285,231,000 | 269,164,000 |
| Equity capital | 144,765,000 | 138,092,000 | 132,005,000 | 137,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,834,000 | 22,231,000 | 35,423,000 | 49,374,000 |
| Interest expense | 912,000 | 1,876,000 | 3,505,000 | 6,188,000 |
| Net interest income | 9,922,000 | 20,355,000 | 31,918,000 | 43,186,000 |
| Noninterest income | 1,230,000 | 2,043,000 | 3,433,000 | 5,612,000 |
| Noninterest expense | 7,737,000 | 15,503,000 | 23,791,000 | 33,057,000 |
| Provision for loan losses | 300,000 | 600,000 | 800,000 | 800,000 |
| Pretax income | 2,886,000 | 5,339,000 | 9,798,000 | 13,646,000 |
| Income tax | 713,000 | 1,289,000 | 2,431,000 | 3,384,000 |
| Net income | 2,173,000 | 4,050,000 | 7,367,000 | 10,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 153,181,000 | 155,340,000 | 158,939,000 | 162,117,000 |