Call reports 2021
MAIN STREET BANK — 2021
What MAIN STREET BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,231,672,000 | 1,296,559,000 | 1,317,892,000 | 1,429,127,000 |
| Total loans | 933,931,000 | 940,024,000 | 928,766,000 | 983,932,000 |
| Allowance for loan losses | 11,068,000 | 11,829,000 | 12,484,000 | 12,526,000 |
| Securities available for sale | 182,833,000 | 215,724,000 | 240,345,000 | 250,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,030,010,000 | 1,101,031,000 | 1,122,226,000 | 1,232,540,000 |
| Interest-bearing deposits | 804,436,000 | 860,448,000 | 874,007,000 | 962,896,000 |
| Noninterest-bearing deposits | 225,574,000 | 240,583,000 | 248,219,000 | 269,644,000 |
| Equity capital | 133,886,000 | 137,511,000 | 137,841,000 | 153,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,930,000 | 21,563,000 | 32,644,000 | 43,532,000 |
| Interest expense | 1,307,000 | 2,477,000 | 3,505,000 | 4,465,000 |
| Net interest income | 9,623,000 | 19,086,000 | 29,139,000 | 39,067,000 |
| Noninterest income | 2,403,000 | 3,712,000 | 5,026,000 | 8,147,000 |
| Noninterest expense | 7,617,000 | 15,197,000 | 23,102,000 | 33,714,000 |
| Provision for loan losses | 750,000 | 1,500,000 | 2,250,000 | 2,250,000 |
| Pretax income | 3,787,000 | 6,476,000 | 9,073,000 | 11,434,000 |
| Income tax | 987,000 | 1,660,000 | 2,294,000 | 2,854,000 |
| Net income | 2,800,000 | 4,816,000 | 6,779,000 | 8,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,060,000 | 131,371,000 | 133,630,000 | 150,725,000 |